[quote]I won’t go any deeper in debt obviously.[/quote] This isn't obvious to those who had money stolen from them nor a defence. When they come after you they will do so with their lawyers. Legal fees come into effect and Bungie will most likely be sending you the bill. When you got that refund through your platform where do you think they got that money from? Obviously they went to Bungie about it and, to stay in good standing with them, they paid them back for it. Like a previous poster quoted, Bungie doesn't refund purchases of Silver. Abusing the system includes but is not limited to staying in debt. Pay it off or face the possible restriction / banhammer.