If you divide $160 by 12 months or so, how long the games been out, you are paying 13.33 for destiny. Keep in mind I'm not even adding the Xbox live or ps plus fees although I should. I think ffxi is 11.99 I think 1 per additional account. Ffxi though, had more content in the beta than destiny has had in its first year. So I don't mind paying for subscription games as long as they are content filled and not money hungry business machines with lackluster content, that they hold back to then sell it and tell you it won't affect game play.