I am trying to turn cross-save off, however, it cannot authenticate with my Steam account. It says I can't use cross-save, but I have to resolve the issue to deactivate it. Does anyone have any tips or workarounds for this issue?
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You need to be able to authenticate all accounts to deactivate cross-save, there are no exceptions. If you're trying to deactivate it to swap/unlink an account from your Bungie.net profile then that is no longer possible.